Is the RTS Fuel Card Worth It? Here’s What You Should Know
Managing fuel costs is one of the biggest challenges for trucking companies, especially small fleets. That’s where fuel cards come in — they help drivers save money, track expenses, and simplify operations. One option that’s getting a lot of attention is the RTS Fuel Card.
This card promises solid fuel discounts, easy account management, and wide acceptance across truck stops nationwide. But like any business tool, it has both pros and cons.
In this guide, we’ll break down what makes the RTS Fuel Card stand out, where it works, and what to consider before signing up. By the end, you’ll have a clear idea of whether this card is the right fit for your trucking company.
Quick Answer
The RTS Fuel Card is a solid option for small and mid-sized trucking fleets looking to save on fuel and maintenance costs. It offers discounts at over 3,000 truck stops nationwide, averaging around 25¢ off per gallon. With no setup or annual fees, detailed fuel tracking tools, fraud protection, and 24/7 customer support, it helps simplify fleet management and control expenses. RTS also provides a self-funded option for drivers with lower credit scores. While the app may occasionally lag and larger fleets may want more advanced features, the RTS Fuel Card remains a practical and budget-friendly solution for owner-operators and growing fleets.
Why Truckers Choose the RTS Fuel Card
The RTS Fuel Card helps fleets cut down on fuel expenses, lower maintenance costs, and manage spending without hidden fees. It’s designed for small to medium fleets that want straightforward savings and better control over their day-to-day expenses.
What Is the RTS Fuel Card and How Does It Work?
The RTS Fuel Card is built to help truckers cut down on fuel expenses and keep their cash flow steady. It offers fuel discounts at more than 3,000 truck stops across the U.S., including well-known names like Pilot Flying J, Casey’s, and Sapp Bros.
On average, drivers save about 25 cents per gallon, which can lead to big savings for fleets that fill up often.
Another handy feature is the credit line—up to $3,200 per truck each week. This gives fleets more breathing room when managing fuel costs and cash flow.
If credit is a concern, RTS also provides a self-funded option. You can load the card using a debit or credit card, so even if your credit score isn’t great, you can still take advantage of the program.
Keep in mind, though, that not every route passes through these partner locations. Before signing up, make sure the card’s fuel network matches your usual routes.
Key Features of the RTS Fuel Card
The RTS Fuel Card comes with several features that make managing your fleet easier and more cost-efficient.
1. Wide Fuel Savings Network
RTS gives you access to fuel discounts at over 3,000 locations nationwide. This can make a noticeable difference in your overall fuel expenses.
However, the number of stations available may depend on where your routes take you. It’s a good idea to check if your regular stops are part of the RTS network before applying.
2.Smarter Fuel Tracking
With detailed reporting tools, you can see how much fuel your drivers are using, track daily savings, and simplify IFTA reporting. These features are great for improving efficiency and staying compliant. However, if you run a smaller operation, you might find some of these tools more advanced than you actually need.
3. Perfect for Mixed Fleets
If your fleet uses both gasoline and diesel, the RTS Mixed Fleet Card is a big plus. It lets you manage all fuel purchases in one place, making it easier to keep track of fuel efficiency across different vehicle types.
4. Strong Fraud Protection
Fuel card fraud is a real risk, but RTS helps protect your business with a card lock feature. If a card is ever lost or stolen, you can instantly freeze it to stop unauthorized use — a simple but powerful safeguard for your fleet.
And if you’re worried about credit approval, RTS also offers a self-funded version. You can load money onto the card using a debit or credit card, making it a flexible choice for truckers with any credit background.
5. 24/7 Customer Service
RTS offers round-the-clock customer support, so help is always available when you need it. Whether it’s a late-night issue or a problem on the road, fleet managers and drivers can reach out anytime. This is especially helpful for trucking companies that run across multiple time zones.
6. Maintenance Discounts
With the RTS Fuel Card, you can also save money on maintenance and truck repairs at more than 200 service centers, including Southern Tire Mart and Boss Shop. These discounts can add up on routine services like oil changes, tires, and general truck care, helping fleets keep costs down.
7. Bundle with Factoring for More Savings
RTS lets you bundle your fuel card with their factoring services, offering a smarter way to manage cash flow. By combining both, you can access same-day funding, lower fuel card rates, and a more streamlined way to handle your fleet’s finances.
Pricing and Contract Details
The RTS Fuel Card keeps things simple with no setup, monthly, or annual fees. This transparency makes it a great choice for small fleets and owner-operators who need to manage their budgets carefully. With no hidden charges, you’ll always know what to expect when planning expenses.
If you’re worried about credit approval, RTS also offers a self-funded option. You can load money onto the card using a debit or credit card, giving you flexibility and control even if your credit history isn’t perfect.
For larger fleets, though, it might be worth comparing RTS with other cards like Comdata or TCS, which may provide more flexible payment terms or additional rewards programs.
Overall, the RTS Fuel Card works best for small to medium-sized fleets looking for straightforward savings without complicated fees or contracts. Still, it’s smart to compare pricing and benefits before making your final decision.
RTS Pro Fuel Card App – What You Need to Know
The RTS Pro App makes managing your fuel costs easier for both drivers and fleet managers. It offers real-time fuel price tracking, helping you find the best fuel deals along your route without wasting time or money.
Beyond price tracking, the app also lets you monitor expenses, review detailed reports, and track fuel savings—all in one place. It’s available on both iOS and Android, so you can access it no matter what device you use.
Pros and Cons of the RTS Fuel Card
✅ Pros
- Access to over 3,000 discounted fuel stations nationwide
- No annual fees or hidden charges
- Detailed fuel management and reporting tools
- Card lock feature for fraud protection
- Extra savings on truck maintenance and care
❌ Cons
- The app may occasionally lag when updating fuel prices
- Limited advanced features for larger fleets
- Some users mention slow customer service responses
FAQs About the RTS Fuel Card
Where can I use the RTS Fuel Card?
You can use the RTS Fuel Card at over 3,000 stations nationwide, including major stops like Pilot Flying J, Sapp Bros, and Casey’s. Be sure to check if these locations match your usual routes before signing up.
How much can I save per gallon?
With the RTS Fuel Card, you can save an average of 25¢ per gallon. For fleets that fuel up regularly, these savings can add up fast over time.
Are there any fees?
No — the RTS Fuel Card has no setup, monthly, or annual fees. It’s a simple, budget-friendly option with no hidden costs.
Can I qualify if I have poor credit?
Yes. RTS offers a self-funded version of the card that lets you load money using a debit or credit card, so you can still use it even if your credit score isn’t strong.
How does it help with fleet management?
The card includes fuel tracking, daily savings reports, and IFTA reporting tools, making it easy to monitor spending and stay compliant — especially for small and mid-sized fleets.
Is customer support available?
Absolutely. RTS provides 24/7 customer support, so help is always available whether you’re on the road or managing things from your office.
Can I bundle it with other services?
Yes. You can bundle the RTS Fuel Card with RTS’s factoring services to unlock extra savings, same-day funding, and smoother cash flow management for your fleet.
Is the RTS Fuel Card a Good Fit for Your Fleet?
The RTS Fuel Card is a solid choice for small to mid-sized fleets that want to save on fuel and maintenance without dealing with hidden fees. It offers reliable discounts, truck care savings, and easy-to-use reporting tools that make managing expenses simpler.
That said, if your fleet needs more advanced features or access to a larger fuel network, it’s worth comparing RTS with other cards like the WEX Fleet One EDGE Card or AtoB Fuel Card, which may offer extra perks and wider coverage.
